LOAN EVALUATION - SERIAL REPAYMENTS MODELS

Authors

  • Milivoj Krčmar Redovni profesor Ekonomskog fakulteta u Banjoj Luci Author
  • Bojan Baškot Asistent Ekonomskog fakulteta u Banjoj Luci Author

Keywords:

evaluation of loan, discount value of instalments, discount value of interests, rate of evaluation (effective interest rate)

Abstract

This paper presents the account of loan evaluation, i.e. loan value assessment during amortization in the case of the loan amortization in serial instalments. Given the loan evaluation moment, there could emerge two cases: a) loan evaluation is done at the moment of payment of t-th instalment and b) the loan evaluation is made between the moment of payment of t-th and t + 1-th instalment. The loan evaluation is made based on the evaluation rate, i.e. effective interest rate.

References

Крчмар, М: Финансијска математика и методе инвестиционог одлучивања, Кемитграфика, Сарајево, 2007.

D'ecclesia, R.L.- Gardini, L: Appunti di Matematica Finanziaria, G.Giappichelli-Torino, 2001.

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Published

2008-06-15

Issue

No. 2 (2008): ZREFIS

Section

Original scientific paper

License

Copyright (c) 2008 Zbornik radova Ekonomskog fakulteta u Istočnom Sarajevu

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

How to Cite

LOAN EVALUATION - SERIAL REPAYMENTS MODELS. (2008). Zbornik Radova Ekonomskog Fakulteta U Istočnom Sarajevu, 2. https://ojs.zrefis.ekofis.ues.rs.ba/zrefis/article/view/361